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Long Term Care Insurance

  • Homemaker Services

  • Home Health Aide

  • Assisted Living Facilities

  • Nursing Homes

  • Adult Day Care Programs

  • Equipment Benefits 

Long Term Care coverage doesn’t have to be difficult to understand. A basic

Long Term Care Policy will cover the following:

You can also add supplemental policies such as:

  •  Critical Cash Plan

  •  Short Term Recovery Care Plans

  •  Home Care Only Policies

Medicare Advantage & MAPD
DON'T LET FAILURE TO ACT COST YOU MONEY

Request a Free  Consultation with a specialist  authorized to offer Amac member benefits

INSURANCE

HOURS & LOCATION
Location

115 Westride Ct.

Chapin, SC 29036

 

Email: Will@certifiedseniorsolutions.com

Harry@certifiedseniorsolutions.com

 

Tel: 803-932-2719

Fax: 480-287-9296

Hours

Monday - Friday 

8:30 am to 5:30 pm

 

Saturday 

9:00 am to 12:00 pm

 

Evenings by Appointment

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  • A Medigap policy only covers one person. If you and your spouse both want Medigap coverage, you'll each have to buy separate policies.

  • You can buy a Medigap policy from any insurance company that's licensed in your state to sell one.

  • Any standardized Medigap policy is guaranteed renewable even if you have health problems. This means the insurance company can't cancel your Medigap policy as long as you pay the premium.

  • You must have Medicare Part A and Part B before enrolling in a Medigap plan.

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  • If you have a Medicare Advantage Plan, you can apply for a Medigap policy, but make sure you can leave the Medicare Advantage Plan before your Medigap policy begins

  • You pay the private insurance company a monthly premium for your Medigap policy in addition to the monthly Part B premium that you pay to Medicare.

Medicare Supplement Insurance or "Medigap" plans help fill in some of the gaps in health care costs that original Medicare does not cover like copayments, coinsurance, and deductibles.

 

6 Things to Know about medigap policies:

 

 

Medicare Supplement Plans

Medigap Policies generally don't cover long-term care, vision or dental care, hearing aids, eyeglassses or private-duty nursing.

Download LTC Shopper's Guide
​
Download 2017 Medigap Policy Guide

A type of Medicare Health plan offered by a private insurance company that contracts with Medicare to provide you with all your Part A and Part B Benefits.   If you're enrolled in a Medicare Advantage Plan, most Medicare services are covered through the plan and arent't paid for under Original Medicare.  Most Medicare Advantage Plans offer prescription drug coverage

  • Health Maintenance Organization (HMO) Plans 

  •  Preferred Provider Organization (PPO) Plans

  • ​Private Fee-for-Service (PFFS) Plans

  • Special Needs Plans (SNPs)

  • HMO Point of Service (HMOPOS) Plans: An HMO Plan that may allow you to get some services out-of-network for a higher cost.

  • Medical Savings Account (MSA) Plans

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